QBE Hongkong & Shanghai Insurance Limited (QBE-HKSI) is a joint venture between Bank of America (Asia) Limited and QBE Group.  QBE Group first established local representation in 1920.  Today, QBE Group has offices in more than 36 countries and is listed on the Australian Stock Exchange.

Bank of America (Asia) Limited, established in 1912, is one of the highest rated banks in Hong Kong.  Its parent company, Bank of America Corporation, is one the world's leading financial services companies.

QBE-HKSI is one of the largest established insurance companies in Hong Kong.  It offers a comprehensive range of products to meet the varied insurance needs of the corporate and individual clients.  Apart from the conventional business insurance products such as fire, business interruption, burglary, marine cargo, employees' compensation, motor etc, QBE-HKSI also provides specialist insurance solutions like trade credit, protection and indemnity, freight forwarders' liability, directors and officers' liability, medical malpractice liability and professional indemnity insurance.  In addition, QBE-HKSI offers personal insurance products including household, personal accident, medical, golf, travel and pleasure craft insurance.  Besides, QBE-HKSI also carries terms life insurance for both corporate and individual customers.

Standard & Poor's Insurer Financial Strength Rating

QBE Hongkong & Shanghai Insurance Limited was given an "A+" Financial Strength Rating by Standard & Poor's.

SPECIAL  FEATURES

1. "Family" Cover includes maximum of two adults who are relatives of each other and 3 accompanying children aged below 16 years.

2. When taking out the Travel Insurance, the insured person can have access to SOS Worldwide Emergency Assistance services.

3. Cash Allowance - Hospital (maxi.HK$8 ,000), Emergency(maxi.HK$10,000) and Compassionate Death (maxi.HK$20,000).

4. Double Indemnity for Accidental Death or Permanent Total Disablement - HK$2,000,000(maxi.).

5. Medical Expenses also includes local follow-up expenses incurred as a result of injury or sickness.

BASIC BENEFITS

Maximum Limits(HK$)

REGENT

DELUXE

ECONOMY

1.   Medical Expenses*

      Pays for the medical expenses incurred as a result of injury or sickness happened  

      during the journey, including hospital charges and surgery.

       ●  Local Follow-up Expenses

         Also pays for the follow-up medical expenses reasonably incurred within 90 days

         upon return to HK.

         Due To Injury - 100% of unused portion of maximum limit

         Due To Sickness - 10% of unused portion of maximum limit             

1,000,000

600,000

300,000

2.   Hospital Cash Allowances (resulting from injury or sickness)

      Pays for daily cash allowances if the insured person is being hospitalized.

      (1) in overseas; OR

      (2) in HK for the continuation of medical follow-up treatment within 90 days

8,000  ($300/day)

5,000

($300/day)

2,000

($300/day)

3.   24 Hours Emergency Assistance Services***

       ● Emergency Medical Evacuation and/or Repatriation

      ● Repatriation of Mortal Remains

Fully Covered

Fully Covered

Fully Covered

4.   Accidental Death or Permanent Total Disablement*

      ● Double Indemnity**

        Compensation for Accidental Death or Permanent Total Disablement will be doubled 

        if the accident happens while the insured person is a fare-paying passenger on a

        common carrier.

         ● Major Burns

  1,000,000

  2,000,000

300,000

500,000

1,000,000

150,000

500,000

1,000,000

100,000

5.   Compassionate Death Cash**

     20,000

10,000

10,000

6.   Personal Belongings

      ● Baggage and Personal Effects

      ● Personal Money

      ● Document Loss    

20,000

3,000

10,000

15,000

2,500

5,000

10,000

2,000

5,000

7.   Trip Cancellation or Curtailment Expenses

      ●  Trip Cancellation

      ●  Trip Curtailment

30,000

30,000

25,000

25,000

25,000

25,000

8.   Trip Re-route     

   25,000

15,000

10,000

9.   Delay Benefits

      ●  Baggage Delay

      ●  Travel Delay       

 5,000  

     2,000

3,000

2,000

1,500

2,000

10.  Personal Liability

3,000,000 

2,000,000

1,000,000

11.  Credit Card Protection****

 50,000

30,000

20,000

12.  Emergency Cash     

 10,000

5,000

5,000

13.  Aircraft Hijack 

20,000

10,000

5,000

* For insured person aged below 16 and over 75, the maximum limit shall be 50% of the original plan.

** Not applicable to insured person aged below 16 or over 75.

*** For insured person aged over 75 is restricted to advisory services only.  

**** Not applicable to insured person aged below 16.

Premium  Table w/ 20 % Discount (HK$)   

No. of    days  

 Regent 

 Deluxe  

 Economy 

Individual

Children

Family 

Individual

Children

Family 

Individual

Individual & Children

Family 

105 84

80 64

68 54

147 118

120 96

83 66

180 144

140 112

98 78

205 164

150 120

113 90

220 176

154 123

126 101

160 128

137 110

165 132

145 116

171 137

153 122

177 142

161 129

183 146

169 135

190 152

175 140

196 157

181 145

202 162

188 150

208 166

193 154

214 171

198 158

220 176

204 163

226 181

210 168

232 186

215 172

238 190

221 177

244 195

227 182

255 204

232 186

261 209

238 190

267 214

245 196

273 218

250 200

279 223

255 204

285 228

261 209

291 233

267 214

297 238

273 218

303 242

278 222

309 247

284 227

315 252

289 231

597 478

323 258

297 238

13.5 10.8

20 16

34 27.20

8 6.4

12 9.6

20 16

8 6.4

12 9.6

20 16