Helper Insurance

Text Box:
We have been a licensed insurance agency since 1990.
General Insurance Products: Property, Employee's Compensation, Engineering, Public Liability, Marine, Office, Shop, Home, Helper, Medical, Motor, Travel, Golfers, etc.
Insurance Agency Registration No.: 98904894 (The Hong Kong Federation Of Insurers)

QBE Hongkong & Shanghai Insurance Ltd.

QBE Hongkong & Shanghai Insurance Limited (QBE-HKSI) is a joint venture between Bank of America (Asia) Limited and QBE Group. QBE Group first established local representation in 1920. Today, QBE Group has offices in more than 36 countries and is listed on the Australian Stock Exchange.

Bank of America (Asia) Limited, established in 1912, is one of the highest rated banks in Hong Kong. Its parent company, Bank of America Corporation, is one the world's leading financial services companies.

QBE-HKSI is one of the largest established insurance companies in Hong Kong. It offers a comprehensive range of products to meet the varied insurance needs of the corporate and individual clients. Apart from the conventional business insurance products such as fire, business interruption, burglary, marine cargo, employees' compensation, motor etc, QBE-HKSI also provides specialist insurance solutions like trade credit, protection and indemnity, freight forwarders' liability, directors and officers' liability, medical malpractice liability and professional indemnity insurance. In addition, QBE-HKSI offers personal insurance products including household, personal accident, medical, golf, travel and pleasure craft insurance. Besides, QBE-HKSI also carries terms life insurance for both corporate and individual customers.

Standard & Poor's Insurer Financial Strength Rating

QBE Hongkong & Shanghai Insurance Limited was given an "A+" Financial Strength Rating by Standard & Poor's.

BENEFITS	1 Year	2 Years
A. Employer's Liability & Personal Accident Insurance (Covers include Item 1 & 6 below)	HK$450.00	HK$810.00
B. Comprehensive Package (Covers include Item 1 to 9 below)	HK$600.00 (Original HK$750)	HK$975.00 (Original HK$1,350)

FEATURES	QBE'S	OTHER INSURERS'
1. Clinical Expenses	HK$200 / day, HK$4000 / year	HK$120-150 / day, HK$3000 / year
2. Hospitalization Expenses	HK$30000 per 12 months period	HK$20000 - 25000 per 12 months period
3. Replacement Helper Expenses	HK$10000 per 12 months period	HK$3000 - 5000 per 12 months period
4. Waiting Period	10 days ( It will be waived if copy of renewal notice or policy from existing insurer showing same names of employer and helper can be produced.)	14 or 15 days

Sections	Coverage	Maximum Benefit Limits (HK$)
Employees' Compensation	Your liability as an employer under the law	HK$100 million per event
Clinical Expenses	Medical Treatment from a clinic for sickness or bodily injury resulting from an accident. Bonesetter treatment Aggregate limit	HK$200 per visit per day HK$100/visit/day up to HK$500 HK$4,000 per 12 months period
Surgical & Hospitalization Expenses	Hospital confinement for surgery or treatment of sickness of bodily injury resulting from an accident: Room & Board Charges Surgeon's Fees Anaesthetist fees Operating Theatre Charges Aggregate Limit	$300 per day HK$10,000 / operation 25% of surgeon's fees 12.5% of surgeon's fees HK$30,000 per 12 months period
Loss of Services Cash Allowances	In the event that your Domestic Helper is hospitalized due to sickness or injury, this policy pays you a daily cash allowances for the loss of services commencing from the 4th day of the Helper's confinement.	HK$200 per day HK$6,000 per 12 months period
Dental Expenses	In the event your Helper requires oral surgery, treatment of abscesses, X-rays, extractions or fillings as a result of dental disease.	Two-thirds of actual expenses up to HK$1,500 per 12 months period
Personal Accident Benefits	Accidents occurring during domestic helper's rest days resulting in accidental death, permanent disablement or loss of sight of both eyes.	HK$200,000 per 12 months period
Repatriation Expenses	Repatriation of your domestic helper who is certified as medically unfit to complete the contract, or in the event of death, the repatriation of her mortal remains to the country of residence.	HK$20,000 per 12 months period
Replacement Helper Expenses	This policy pays you the expenses reasonably and necessarily incurred for employing a replacement helper.	HK$10,000 per 12 months period
Fidelity Guarantee	The policy pays the financial loss of the Insured arising from the dishonest act of the Domestic Helper.	HK$3,000 per 12 months period

Waiting Period: A 10-day waiting period from the commencement date of the policy shall be applicable under Sections 2, 3, 4 and 5 for the Insured Person. (It will be waived if copy of renewal notice or policy from existing insurer showing same names of employer and helper can be produced.) No benefits shall be payable under these sections in respect of any event occurring during the waiting period.

This is not a contract of insurance. Please refer to the insurance policy for terms and conditions and other specific details.

How to Apply:

1. Please deposit or transfer (ATM / internet) premium into one of the following accounts.

A/C Name: Good Link Consultants

Bank of China, A/C No.: 030-579-10102876 or

Hong Kong Bank (HSBC), A/C No.: 512-245325-001

2. Please send the deposit slip or transfer receipt with the completed application form and copy of renewal notice or

policy (if any) to 8104 0816 by fax or by email igoodlink@igoodlink.com /

goodlinkconsultants@yahoo.com.hk .

3. Upon receipt of the fax or email, the insurance cover will be taken with immediate effect. Policy will be delivered

within 2 days.

For Enquiry：2369 0816

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